Financial analysis
Homeowners | First-Time Investors
We design the numbers behind the build. Concrete & Canvas provides strategic financial analysis for homeowners, investors, and agencies—helping you leverage equity, structure funding, and pressure-test every project before a dollar is spent.
For homeowners and small investors, we show you how to use your home’s equity to clear bad debt, fund renovations, and intentionally grow your estate instead of just “doing a project.”
- HELOC vs cash-out refi comparisons
- Debt consolidation & payment relief scenarios
- “Renovate vs Sell” and “Rent vs Live” analysis
Investors | Developers
For investors and developers, we run full value-add models—acquisition, rehab, holding costs, exit strategies—and help you decide if a deal truly meets your target returns and risk profile.
- Deal screening, MAO & ARV calculations
- DSCR, cash-on-cash, IRR & equity splits
- Scenario planning: best case, base case, worst case
Government Procurement | Agency Partners
For government procurement and agency partners, our CEO personally delivers financial education to Active-Duty Service Members and Law Enforcement Officers, teaching practical money management, credit, and wealth-building strategies that align with mission, not hype.
- On-base / in-agency personal finance workshops
- Curriculum for Active-Duty, Veterans & LEOs
- Topics: budgeting, credit, homeownership, real estate